Happy December! The holidays are in full swing and it just so happens that I was watching a little news this morning when I saw an important statistic. Black Friday was two days ago and the numbers have already been posted. This year, Americans spent a record $7.4...
Lately, there have been a rash of books, blogs, websites and podcasts talking about how to achieve financial independence, (“FI” for short). I, for one, have spent a lot of time reading about it as part of my personal finance journey. To begin with, I...
Hello June! We are officially in the summer months and halfway through 2019. We’re also in the throes of what I affectionately refer to as “The Bermuda Triangle of Debt” season. From the middle of May until the middle of June, it’s time for...
Recently I read a book that really hit home for me. The book is called Hand to Mouth: Living in Bootstrap America by Linda Tirado. If you’ve ever experienced what it’s like to live paycheck to paycheck, this book could read like an autobiography. On the...
Anyone who has been following my content knows I come from a poor family. I am the youngest of four kids and my parents divorced when I was eight. Neither of my parents were great with money so, after the divorce things were even tighter than they were before. Half...
As a bankruptcy attorney, I’ve spent a lot of time talking to people about how they manage their money on a daily basis. In these meetings, I’ve asked them all kinds of standard money questions like “how much do you spend on housing, transportation...
