If you are getting ready to buy a house or re-finance your current mortgage and you want to polish your credit, this course is for you!
Join Joy Alford-Brand, JD for an in depth look at how to get your credit mortgage ready. In this course, we’ll cover the following topics:
-FICO score basics
-Your Residential Mortgage Credit Report
-How to monitor your credit yourself using the 4 Month Rule
-What to look for in your credit reports AND
-How to fix your credit reports using the dispute process
Finally, we’ll cover some tips and techniques you can use to boost your credit score and keep it in good shape.
This course includes a workbook/course guide, a dispute process flow chart and two downloadable sample dispute letters in Microsoft Word format.
As a bankruptcy attorney for nearly two decades, Joy is well versed in helping people manage their debt and credit issues. With this course, she is committed to teaching people how to raise their credit score using a few basic tools and techniques!
If you are ready to take advantage of today’s low interest rates and buy a house, you may need to boost your credit. You can DIY with the help of a little know-how from Joy Alford-Brand, JD. An attorney with 18 years of credit management experience!
Student Loan Debt 101 webinar
Federal student loan debt is something millions of people struggle with every day. I should know. As a lawyer, I had plenty of my own student loan debt to pay off. It took me a while to crack the code, but I did it. I paid it off early using a couple of simple hacks that allowed me to save myself thousands of dollars in interest along the way. While student loans are a lot different these days, I’ve spent hours learning about every part of the current student loan laws so I can help you understand your options and figure out your own student loan hacks. Join me in my 90 minute webinar for less than the price of your cell phone bill, and get control of your student loan debt today!
Check out a sample of Credit Management 101 by watching the video below!
Money Management Courses
Learn the skills of money management by taking Joy Alford-Brand’s online video courses at your own pace in your own space. As a bankruptcy attorney, money management educator, personal finance advocate, author, blogger and speaker, Joy is helping people manage their money mindset for happier, more peaceful lives.
Credit Management 101 – Complete Series
As a bankruptcy attorney for more than a decade, I truly know how much damage creditors, among other things, can do to your credit. I also understand how complicated and confusing managing your credit can be. Most people get overwhelmed by credit issues that seem too difficult to deal with. If you don’t know the process, you can easily get lost in all the information and paperwork that creditors and credit reporting agencies heap on you when you’re trying to deal with your credit issues. In fact, if you’re reading this, you might already have a little experience with credit problems and how frustrating they can be.
You’ve probably also seen all those commercials on t.v. telling you they can help you “settle your credit card debt,” negotiate with creditors, or manage your credit score. Our credit is such a big deal to us that we are willing to spend thousands and thousands of dollars on the promises these programs and companies offer trying to fix, or repair our credit and boost our scores as high as possible. I know because I’ve had clients who spent thousands and thousands of dollars trying to manage credit issues only to lose more money and end up filing bankruptcy.
Wouldn’t you love to sit down with a lawyer and get the help you need to fix your credit issues yourself? Imagine spending hours with an attorney who speaks your language and is willing to teach you everything you need to know to fix your credit on your own! This online course is designed to do exactly that. Nearly four hours of plain English instructional videos on everything you need to know to manage your credit yourself. When you are done with this course, you’ll know how to manage your credit and begin getting your finances back on track.
While this entire course has a $3,000 value, I’m offering it for purchase as a complete series or in separate modules, depending on what issues you need help with. Of course, you’ll get a discount if you purchase the complete series but, you can save a little money if you know you only need the first module on credit reports. To learn more or to purchase a course, click on the course you’re interested in and get started whipping your credit into shape!
Learn more about Credit Management 101 – Complete Series
Testimonials:
Finally! A course that blends a comprehensive look at money management, while simplifying the course content in a way that is easily understood and applied. This course tackles many different areas of personal finance by exploring each one through a series of modules designed to familiarize you with several aspects of the financial world. I especially love the resources and forms within the course, they are is easy to use to get you the help you need. —Julie C.
Joy Alford Brand is a force of nature. She creates a sense of fun and ownership within the otherwise dry world of credit management. Before I make a frivolous purchase I can hear her voice in my head telling me the things I need to hear. I am proud that I have reduced my credit card debt, built up a little nest egg and look at my home with a new thrill because I have de-cluttered it and spruced up a few areas. Her down to earth advice and her own personal story gives me the spark to stay on track and feel good about saving money. —Janice W.
Have you ever looked at your credit report and been confused, frustrated or even frightened by it? Do you see things on it that shouldn’t be there or worse, are you wondering what should be on it and what shouldn’t? Have you been turned down for a loan, or maybe a job even, because of your credit report? You’ve come to the right place. The Credit Report Module of Credit Management 101 is the best tool you can use to learn everything you need to know about your credit report and how to clean it up. Joy Alford-Brand created this course after years of looking at credit reports for bankruptcy clients and helping them figure out how to get their credit reports back on track.
If you need help repairing your credit, this online course can help. It’s packed full of accurate and important information that’s presented in a way that you don’t need a law degree to understand or put to use. All you need to be able monitor, read and clean up your credit report is right here in this online course. You’ll get unlimited access to the instructional videos, slides that you can download to your computer and are yours to keep after you complete the course, and sample dispute letters to help you get started cleaning up your credit. Oh, and it’s reasonably priced, too! So, are you ready for a pristine credit report? Don’t wait, get started now!
Learn more about Credit Report – Module 1
Credit scores are on everyone’s minds these days. You can hardly turn on the television without seeing a commercial with a catchy jingle urging you to keep an eye on your credit score so you can move out of your parents’ house and become an adult. What they don’t tell you is how credit scores work and the real, practical things you can do to boost your credit score. This online course has all the information you need to understand your credit score and the things you need to be doing to increase it. There are so many questions about credit scores out there. How is it calculated? When should I close an old account? Is one kind of account better than another? This course answers all these questions and more!
This course explains credit scores in a simple, practical way. After you’ve completed it, you’ll know everything you need to know to maintain the best possible credit score. You’ll get unlimited access to the instructional videos and slides that you can download to your computer that are yours to keep after you complete the course. This course is worth every penny you’ll save in lower interest rates and smaller down payments you’ll pay for loans when you have a great credit score. The sooner you get started, the better your score will be, so don’t wait! Sign up now!
Learn more about Credit Score – Module 2
Great credit really starts with good debt management. Your credit report and credit score are a reflection of your debt and finances. There are lots of things you need to know to help you get your debt under control, this is true whether or not you are being hounded by creditors or debt collectors. If you are being pursued, there’s nothing worse than having your phone ring every five minutes with another debt collector looking for payment. This online course is designed to teach you everything you need to know about dealing with creditors, debt collectors and debt management. You should also know your rights under the law, so you can protect yourself against those creditors who would otherwise take advantage of us!
This online course covers every important area of debt management in an easy to understand manner. No matter what your financial situation is, by taking this course you will save yourself thousands of dollars and hours of time spent wrestling with creditors. You’ll get unlimited access to the instructional videos and slides that you can download to your computer that are yours to keep after you complete the course. Take control of your debt today! Sign up and get started on the path to great credit!
Learn more about Debt Management – Module 3
Money Management Miscellaneous – Module 4
Money Management Miscellaneous covers some very important things that can affect your credit, including scams to avoid, identity theft, and bankruptcy as a debt management tool. These topics fall into the category of things we don’t think about until we have to think about them. If you have been a victim of a scam or identity theft, or you are thinking about possibly filing for bankruptcy, this reasonably priced course can help by giving you valuable information that can save you time, money and grief, whatever your situation. Having practiced law for years, Joy Alford-Brand knows that things happen in life. She designed this online course to help you figure out what to do when it happens to you.
If you are suffering from any one of these nasty credit issues, this online course can be an inexpensive lifeline. Again, Joy Alford-Brand makes this material easy to understand and put to use so you can become your own best advocate, saving time and money in the process. You’ll get unlimited access to the instructional videos and slides that you can download to your computer that are yours to keep after you complete the course. Don’t let bad credit issues weigh you down. Educate yourself today so you can take back control of your credit. Get started now!
Learn more about Money Management Miscellaneous – Module 4
Whether you are just starting out and want to learn how to make the most of your money or you are in transition and need some help getting back on track, this fast and easy budgeting course is for you! NCV.com’s 60 Minute Budget Bootcamp is designed to teach you the basics of budgeting from a bankruptcy attorney who has spent years going over budgets. This course talks about every part of budgets from money mindsets to filling out a spreadsheet. Oh, and by the way, this course includes a spreadsheet that’s already put together for you! All you have to do is fill in the numbers. We’ve literally done the work for you! Whatever your budgeting needs are, this class is a fun, easy tool to use to help you get on your path to financial freedom and stay there!
Learn more about 60 Minute Budget Bootcamp
Testimonials:
The 60 Minute Budget Bootcamp is an invaluable resource for anyone who may need guidance with managing their finances. Joy, with her humor, wit and wisdom, does a wonderful job of taking you through the steps needed to set you on your way to creating a successful financial future. Easy to understand, the 60 Minute Bootcamp comes with resources that you can refer to which will help you take control over your money. What a terrific gift for parents to give their children before they send them out into the world! —Lorraine M.
We all know the theories behind being in control of your finances and therefore your life. Do we practice them? Do we put any of them into practice or do we spin out of control and let life take you for a ride? This 60 Minute Budget Bootcamp will get your head in the game and empower you to make strides in your daily life. Joy breaks budgeting up into with common sense rules that don’t overwhelm you. They don’t make you want to stick your head in the sand. Highly recommended. —Sue L.
I took the 60 Minute Budget Bootcamp and was very impressed with the budget spreadsheets and instructions. As an accountant I see clients that do not budget and do not know how to budget. Learning how to budget your money whether in your personal life or business life is a very important tool. Joy presents a very simple budgeting idea and uses terms that anyone can understand and follow. The 60 Minute Budget Bootcamp is an excellent start for those people who want to budget but do not know how to start this process. —Toni R.
Please note that because you have unlimited access to the materials in each course, all sales of courses are final. Newcashview.com, as a general rule, does not issue refunds. We hope you find these courses informative and useful. If you need technical support, we’ll help you as much as we can. You can contact us for technical support at courses@newcashview.com. We’ll respond to your email as quickly as we can, at the very latest within 72 hours after we receive it. Thanks again for your purchase!